When using Get It Now or paying for an item that has been won, the smallest dollar amount that we are able to charge to a credit or debit card is $0.50. Every now and then, you may find yourself in a situation where you've won something that costs less than $0.50, but you don't have enough Points in your balance to pay for the item.
In order to allow you to complete your purchase, Listia will increase the amount that is due to the minimum $0.50. The difference between this and the item's actual cost is the "convenience fee" that you are paying to be able to use a credit/debit card in this situation.
To avoid these small, infrequent fees you can reload your balance separately from the checkout page. You can also complete any one of our promotional offers to increase your balance!